Privacy Notice Policy

FACTS

WHAT DOES BANK OF FEATHER RIVER DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and ­­­­Income
  • Account balances and Transaction history
  • Asset and Credit history
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Bank of Feather River chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does BANK of FEATHER RIVER Share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes –
to offer our products and services to you		 Yes No
For joint marketing with other financial companies No We Don't Share
For our affiliates’ everyday business purposes –
information about your transactions and experiences		 No We Don't Share
For our affiliates’ everyday business purposes –
information about your creditworthiness		 No We Don't Share
For our nonaffiliates to market to you No We Don't Share
  Questions?  Call  530-755-3700  or go to  www.bofr.bank  

 

Who we are
Who is providing this notice? BANK of FEATHER RIVER
What we do
How does Bank of Feather River protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

 
How does Bank of Feather River collect my personal information?

We collect your personal information, for example, when you

  • Open an account or deposit money
  • Pay bills or  apply for a loan
  • Use your credit or debit card
We also collect your personal information from other companies

 
Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

 
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Bank of Feather River has no affiliates.
Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Bank of Feather River does not share with nonaffiliates so they can market you
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Bank of Feather River does not jointly market
Other Important Information

Bank of Feather River is committed to fully complying with the laws and regulations, such as the Fair Credit Reporting Act, the Right to Financial Privacy Act, and the California Financial Information Privacy Act.  The Bank continues to monitor and review the privacy measures that it has in place to protect customer information.  These measures are updated as practices change and new technology becomes available.

Rev December 19, 2013