Privacy Notice Policy

FACTS

WHAT DOES PLUMAS BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • • Social Security number
  • • ­­­­Income
  • • Account balances
  • • Payment history
  • • Transaction history
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Plumas Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does PLAMAS BANK Share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes –
to offer our products and services to you		 Yes No
For joint marketing with other financial companies No No
For our affiliates’ everyday business purposes –
information about your transactions and experiences		 Yes No
For our affiliates’ everyday business purposes –
information about your creditworthiness		 Yes We don't share
For our nonaffiliates to market to you No We don't share
For our nonaffiliates to market you No We don't share
  Questions?  Call 1.888.3PLUMAS (1.888.375.8627) or go to www.plumasbank.com/privacy.html  

 

Who we are
Who is providing this notice? Plumas Bank and Plumas Bancorp
What we do
How does Plumas Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

 
How does Plumas Bank collect my personal information?

We collect your personal information, for example, when you

  • • give us your contact information
  • • open an account
  • • deposit or withdraw money
  • • pay your bills
  • • apply for a loan
  • • use your credit or debit card
We also collect your personal information from others, such as credit bureaus or other companies

 
Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • • affiliates from using your information to market to you
  • • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

 
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • • Plumas Bank does not share with its affiliate, Plumas Bancorp.
Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • • Plumas Bank does not share with nonaffiliates.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • • Bank of Feather River does not jointly market
Other Important Information